for lost iphone. anyone know how long premiums will be raised for if i do this. seen three years mentioned elsewhere. looks like my premium will go up about £100 if the claim goes through. could upgrade to new phone but then theres the contract to consider, phone from insurance means im out of the contract in four months. any help much appreciated

Premiums are normally raised a small % every year anyway.

Just claim for it whats your excess, it might not be worth it.

£100 a year extra for a phone?

excess is £250. did a comparison site quote with and without the claim, came in at £100 more. claimed for a broken computer as well a bit back, which nudged it up by about £70. add this claim to quote puts it up another £100. not sure its going to be worth it

The thing is you would have to pay upfront the excess of £250... probably not worth it,

just get the new one when it comes to renew.

Slight problem if your a huge mobile fan as you say you had 4 months left to go on the 24 month contract?.

Quote by poppasmurf

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The thing is you would have to pay upfront the excess of £250... probably not worth it,

just get the new one when it comes to renew.

Slight problem if your a huge mobile fan as you say you had 4 months left to go on the 24 month contract?.

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four months on an 18. i wasnt going to upgrade either as i was happy with the phone i had (iphon 4) before it fell down the drain.

not worth it if excess is £250 , unless when you got mugged your i-phone , wallet , money , jewelry was taken - thats when it's worth making a claim ..

Quote by STEVECFC

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not worth it if excess is £250 , unless when you got mugged your i-phone , wallet , money , jewelry was taken - thats when it's worth making a claim ..

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mugged? jewellry? no sir

think you have missed the point Im making in a round about way ..